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Financing & Special Offers

Affordable comfort is within reach. Take advantage of our special promotions and flexible financing options to get the HVAC system your home deserves.

Current Promotions

Take advantage of limited-time offers on heating and cooling installations, maintenance plans, and more.

$500 Off New AC Installation

Save $500 on a new central air conditioning or ductless mini-split system installation. Includes professional sizing, premium equipment, and our 10-year parts and labor warranty.

Valid through June 30, 2026. Cannot be combined with other offers. New installations only.

$200 Off New Furnace Installation

Upgrade to a high-efficiency furnace and save $200. Our NATE-certified technicians will ensure your new system is properly sized and installed for maximum comfort and energy savings.

Valid while supplies last. Applies to qualifying high-efficiency models (95%+ AFUE).

Free First-Year Maintenance

Every new system installation includes a complimentary first-year maintenance plan. Includes two seasonal tune-ups (spring AC and fall heating) to keep your new equipment running at peak performance.

Included with any new HVAC system installation. Covers two seasonal visits within 12 months.

10% Senior & Military Discount

We proudly offer a 10% discount on all services for seniors (65+) and active-duty military, veterans, and their families. Our way of saying thank you for your service to our community and country.

Valid ID required. Applies to labor charges. Cannot be combined with other promotions.

Financing Options

We have partnered with leading financial institutions to bring you flexible HVAC financing that makes comfort affordable for every household.

0% APR for 60 Months

Enjoy zero-interest financing for up to 60 months on qualifying HVAC installations. Spread the cost of your new system over five years with no added interest charges.

Flexible Monthly Payments

Choose a payment plan that fits your budget. Monthly payments start as low as $75 per month depending on the system and term length you select.

Quick Credit Approval

Our streamlined application process delivers a credit decision in minutes — often before our technician even leaves your home. Apply online or in person.

No Prepayment Penalties

Pay off your balance early without any fees or penalties. If your financial situation changes, you have the flexibility to settle your account ahead of schedule.

How It Works

Getting started with HVAC financing is simple. Three easy steps stand between you and year-round comfort.

1

Apply

Fill out a quick application online or with your technician. The process takes just a few minutes and requires basic personal and financial information.

2

Get Approved

Receive a credit decision in minutes. Once approved, you will see your available credit limit, term options, and estimated monthly payment.

3

Enjoy Comfort

Your new HVAC system is installed right away. Enjoy reliable heating and cooling with affordable monthly payments that fit your budget.

Frequently Asked Questions

Have questions about our financing options? Find answers to the most common questions below.

Most of our financing partners approve applicants with a credit score of 600 or above. However, approval depends on several factors beyond credit score, including income and debt-to-income ratio. We encourage everyone to apply — there is no penalty for checking, and the initial inquiry is a soft pull that will not affect your credit score.

In most cases, you will receive a credit decision within minutes of submitting your application. Our online application is available 24/7, and our technicians can also help you apply on-site during your consultation. Once approved, we can often schedule your installation within a few business days.

Absolutely. All of our financing plans come with zero prepayment penalties. You are free to make extra payments or pay off your remaining balance at any time without incurring additional fees. Paying early can also reduce the total amount of interest you pay on plans that carry an interest rate after the promotional period.

Financing is available for most major HVAC installations, including central air conditioning systems, furnaces, heat pumps, boilers, ductless mini-split systems, and complete HVAC system replacements. Financing may also be available for major repairs exceeding $1,000. Ask your technician for details on eligible equipment and services.

While our primary financing options do require a credit check, we understand that not every situation is the same. We offer select payment plan alternatives for customers who may not qualify for traditional financing. Please call our office to discuss your options — we are committed to helping every homeowner achieve comfortable, affordable heating and cooling.

No down payment is required for most of our financing plans. Approved applicants can finance the full cost of their HVAC installation with zero money down. Some promotional offers, such as the 0% APR for 60 months plan, may have minimum purchase requirements. Your financing specialist will walk you through all the details before you commit.

Ready to Get Started?

Call us at (929) 229-9595 to discuss financing options or request a free estimate. Our team will help you find the perfect HVAC solution that fits your budget.

Call ChillTech Now